Terms of Use

Effective date: September 18, 2026

Welcome to the website of IP Ledger Consulting. These Terms of Use govern your access to and use of ipledgerconsulting.com. By using this website, you agree to these terms. If you do not agree, please discontinue your use of the website.

Website information

The content on this website is provided for general informational purposes only. It is not intended to constitute accounting, tax, legal, investment, or other professional advice and should not be relied upon as a substitute for advice based on your individual circumstances.

Information presented on this website does not create an accountant-client, advisor-client, or other professional relationship between you and IP Ledger Consulting.

Professional services

Accounting, bookkeeping, financial reporting, financial analysis, advisory support, and related professional services are provided only after the scope, responsibilities, fees, and other terms have been agreed upon in writing.

Submitting a contact form, sending an email, scheduling a consultation, or communicating with IP Ledger Consulting through this website does not by itself establish a professional relationship.

Notary public services are separate from accounting and advisory services and are provided in accordance with applicable laws and identification requirements. Information on this website concerning notary services is not legal advice.

No guarantee of results

IP Ledger Consulting works to provide accurate, dependable, and useful professional support. However, no particular financial, operational, tax, or business result is promised or guaranteed.

Business decisions remain the responsibility of the client or website user. Any examples or descriptions on this website are provided for general illustration and may not apply to every business or situation.

Intellectual property

Unless otherwise stated, the text, branding, graphics, logos, page designs, and other original content appearing on this website are owned by or licensed to IP Ledger Consulting and are protected by applicable intellectual-property laws.

You may view and print reasonable portions of the website for your personal, noncommercial use. You may not reproduce, republish, distribute, sell, modify, or commercially use website content without prior written permission from IP Ledger Consulting.

Acceptable use

You agree not to:

• Use this website for unlawful, fraudulent, or harmful purposes.

• Attempt to gain unauthorized access to the website or its supporting systems.

• Introduce viruses, malicious code, or other harmful technology.

• Interfere with the website’s operation, availability, or security.

• Misrepresent your identity or submit false or misleading information.

• Copy, scrape, or systematically collect website content without authorization.

Third-party websites and services

This website may contain links to third-party websites or may use services provided by third parties. These links and services are provided for convenience and do not necessarily represent an endorsement.

IP Ledger Consulting does not control third-party websites and is not responsible for their content, availability, security, or privacy practices. Your use of a third-party website or service is subject to that provider’s own terms and policies.

Website availability and accuracy

We make reasonable efforts to keep the website accurate and available. However, we do not guarantee that all information will always be complete, current, error-free, or continuously available.

Website content may be updated, corrected, suspended, or removed at any time without notice.

Disclaimer of warranties

To the fullest extent permitted by law, this website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied.

Nothing in these Terms of Use excludes any warranty or right that cannot legally be excluded.

Limitation of liability

To the fullest extent permitted by applicable law, IP Ledger Consulting will not be liable for any indirect, incidental, special, consequential, or similar loss arising from your access to, reliance upon, or inability to use this website or its content.

Nothing in these terms limits liability that cannot legally be limited or excluded.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how information submitted through the website may be collected, used, and protected.

Changes to these terms

We may revise these Terms of Use periodically. Any updated version will be posted on this page with a revised effective date. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

Governing law

These Terms of Use are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

Contact

If you have questions about these Terms of Use, please contact IP Ledger Consulting through the contact form provided on this website.